President 

Paul is HCDT’s Surety Manager and is responsible for managing bond credit for existing clients and new business development. He graduated summa cum laude from St. Mary’s University with a BA in Economics. Paul started in the bond business in 1976 and spent 11 years with major bonding companies in San Antonio before joining HCDT in 1988.  He holds the designation of Associate in Fidelity and Surety Bonding (AFSB) and is active in AGC, ABC, NASBP and the South Texas Surety Association.