HCDT specializes in working with Cities, Counties, School Districts, Cooperatives, and other Public Entity and Non-Profit organizations. HCDT leverages over 15 years of experience in risk management and risk transfer solutions in connection with various risk pools and insurance carriers. HCDT can assist you in developing and evaluating an RFP or utilizing an Interlocal Agreement. HCDT has extensive knowledge in assisting you through the process so that you have the coverage and price that fit your risk.