General liability and umbrella liability insurance cover businesses for accidents involving third parties. Medical expenses, attorney’s fees, and damages can be covered by this insurance. Umbrella liability policies extend the limits of the coverage to protect against unusually high losses beyond the limits of the general liability policy or commercial vehicle insurance coverage.

Business liability policies are designed to offer protection for the unexpected events that are not uncommon in business. These policies shield the business from out-of-court settlements and judgments, as well as the cost of investigating and litigating a lawsuit filed against the business.

There are numerous ways these policies can be customized to offer specific protections needed by a company. That’s why it is important to work with experienced insurance agents like those at HCDT.  We help you anticipate the unanticipated events that can disrupt and devastate your business, and offer business insurance protection to mitigate losses.